Callers often ask our insurance advisors if it’s possible to buy life insurance for someone else – usually a significant other, a child or a parent. The short answer is: Yes, often you can purchase a policy for someone else!
Waiting and Qualifying periods are a crucial component of Life Insurance, Trauma Insurance, Income Protection and TPD Insurance policies. Understand when you will and won’t be covered.
Most people dread filling out insurance questionnaires or participating in interviews with underwriters. Not only can these tasks be tedious and time-consuming, but exploring how risky your life is can also be quite confronting. Don’t let your aversion to paperwork get in the way of finding a policy that could protect you and your family […]
Benjamin Franklin once said there are only two things certain in life: death and taxes. But what happens when these two certainties meet? If you’ve chosen your life insurance policy wisely, you can shield yourself from the financial impacts of both! Are Life Insurance Pay-Outs Taxed? Fortunately, in Australia life insurance benefits are usually tax-free, leaving terminally […]
There are so many life insurance products on the market that the average person can be forgiven for not knowing the difference between a life insurance policy and mortgage life insurance policy. Despite having similar names, these two products have very significant differences – both in terms of value for money and policy structure. In […]
When deciding on which life insurance company you should take out cover with, there are a number of factors to consider. In general, every person and their needs are unique and as a result, it is impossible to say that insurance company ‘XYZ’ is the best in the marketplace. There are a number of different ratings and […]
The decision making process when it comes to evaluating whether or not you need life insurance can be quite complicated and cumbersome. There are many different factors to consider when determining whether or not your family needs the financial security that life insurance offers. Determining how much insurance you and your family needs is something that is […]
Finding the right insurance adviser is something most of us have had to battle with at some stage in our lives. Your insurance broker is someone with whom you will hopefully have a long and mutually beneficial relationship with. As a result, identifying an adviser that you trust and respect is of the utmost importance. […]