Why Would You Need A Lawyer To Help Make A Total And Permanent Disability Claim? There is no straightforward answer to this question as the amount lawyers charge for TPD claims can vary depending on a number of factors, including the lawyer’s experience, the complexity of the claim, and the expected outcome. Some lawyers may […]
Category Archives: News
What Does TPD Stand For? Total and Permanent Disability (TPD) Insurance is a type of insurance that pays out a lump sum if you are unable to work due to an accident or illness. TPD cover can provide you with a lump sum payment if you are unable to ever return to work due to […]
Having the right amount of TPD Insurance can help prepare you correctly should you be unable to return to work.
A serious illness or permanent injury can make it impossible for you to return to work. If you’re unable to work, you’re also unable to earn the money you need to support your family and pay for any medical bills related to your condition. Total and permanent disability (TPD) insurance provides coverage for these situations.
A Total and Permanent Disability (TPD) claim is generally a lump-sum payment made to you if, due to illness or injury, you are unlikely to ever return to your previous job or any other appropriate work due to your injuries or illnesses. Each policy has different requirements for making a claim and it is therefore crucial to review your policy documents so that you understand exactly what is required. Some policies have more generous definitions that what is mentioned above and some have more stringent definitions, this will be discussed in more detail further on.
The difference between trauma insurance and total and permanent disability insurance is a source of regular confusion for people looking into insurance options as they appear to be quite similar.
Income protection is changing from October 2021. Find out how these changes will impact you and whether there is anything you should do.
Coronavirus (COVID-19) is at the tip of everyone’s tongue as we all keep a close eye on this developing situation. We are receiving a number of enquiries from concerned clients regarding whether they will be covered by their life insurance, income protection, TPD insurance and trauma insurance. Most high quality retail insurance products have no […]