Personal Insurance Ownership Structures
When taking out Term, TPD, Trauma or Income Protection Insurances, a very important consideration is who should be the owner of the policy. There are several alternatives as to this decision. Depending on your individual circumstances we primarily recommend Self Ownership, Superannuation Ownership or SMSF Ownership. The details of these ownership structures are summarised in the table below:
Below are some of the more common scenarios you will see.