Blog

In our blog we will share interesting stories, facts and general information relating to personal insurances. With the Australian Financial System being as complicated as it is, we look to simplify things so that you can focus on what you do best. Whether you are looking for information on making an insurance claim or simply trying to understand your products, we hope to answer all of your questions.

Building a Winning Employee Value Proposition: The Complete Benefits Strategy Guide

Get the attention of the top talent in yourindustry, and learn how to retain them. [...]

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Employee Retention Strategies That Work: How Benefits Drive Loyalty

Over the years, employees have become increasingly concerned about the employment benefits they receive in [...]

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Essential Staff Benefits & Perks: What Australian Employees Really Want

Are you offering the right staff benefits to your employees? Businesses that invest time and [...]

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Professional Group Insurance Broker Australia

Group insurance generally provides standardised and uniform coverage to all members of a certain group. [...]

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How to Implement Group Insurance in 8 Steps

Group insurance generally provides standardised coverage to all the members under a single policy. It [...]

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Ultimate Guide to Employee Benefits Packages in Australia

When recruiting, employers are often looking to sell themselves as much as the candidate is [...]

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Income Protection and Tax: What You Need to Know

Income protection insurance provides crucial cover to employed and self-employed Australians. It can replace up [...]

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What Does TPD Insurance Cover?

A serious illness or permanent injury can make it impossible for you to return to [...]

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Trauma Insurance vs TPD Insurance

The difference between trauma insurance and total and permanent disability insurance is a source of [...]

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What Are The Most Common Types Of Life Insurance?

There are a number of different types of life insurance, read on to get a [...]

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Life Insurance vs Mortgage Insurance

  There are so many life insurance products on the market that the average person [...]

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What is Group Insurance? A Complete Guide for Australian Employers

Group insurance is an important part of an employment package that provides financial protection to [...]

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Group vs. Individual Insurance: Which to Choose?

Comparing which is better – group vs. individual insurance. Most people get confused about the [...]

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Employee Insurance in Australia: A Complete Guide for Employers

Your employees are as important as your customers or clients. Taking care of them means [...]

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How Much Income Protection Do You Need?

Your income is likely the financial lifeblood of your family. It probably puts food on [...]

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Claiming TPD and Income Protection: Is it Possible?

A major accident or severe illness can alter your life and financial future in an [...]

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How Much TPD Insurance Do You Need?

Having the right amount of TPD Insurance can help prepare you correctly should you be [...]

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Comprehensive Insurance Advice For Business Owners

Business owners, more than anyone, understand the importance of identifying risks and taking steps to [...]

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Buy/Sell Insurance For Business Owners In Australia

How Buy/Sell insurance helps secure your business’s future Does your business have a succession plan [...]

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Insurance Advice For High Net Worth Individuals

Who are the High-Net-Worth Individuals (HNWIs) in Australia? According to the Australian Financial Review, there [...]

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Why Buy Life Insurance?

Why Should I Buy Life Insurance? If you are thinking about whether you need life [...]

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Benefits of Life Insurance for Women

Benefits of Life Insurance for Women More Australian women than ever before are taking up [...]

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Comprehensive and Specialist Insurance Advice For Junior Doctors

As a junior doctor, do you have the right amount of insurance coverage to secure [...]

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How Does Income Protection Work?

There are a variety of reasons why income protection is so important for employees around [...]

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Insurance Advice For Entrepreneurs and Self-employed

Are you a one-man band or the owner of a small business? Whether you are [...]

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Understanding Waiting and Qualifying Periods on Life Insurance Policies

Waiting and Qualifying periods are a crucial component of Life Insurance, Trauma Insurance, Income Protection [...]

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When Can You Claim TPD Insurance? (And What to Expect)

Total and Permanent Disability (TPD) insurance provides financial support to those who have become permanently [...]

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What Is A TPD Claim?

A Total and Permanent Disability (TPD) claim is generally a lump-sum payment made to you [...]

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Salary Continuance VS Income Protection

Salary continuance vs Income protection insurance: What is the difference? In general, both insurances provide [...]

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Getting Life Insurance for Couples: Married & Long-term Relationship

Getting Life Insurance for Couples in Australia When you and your partner decide to spend [...]

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Do I Have to Pay Tax on Life Insurance Benefits?

Worried that you or your beneficiaries have a significant tax liability from your life insurance [...]

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Smart Financial Advice For High Earners

Looking for financial advice for high earners? According to the latest report, Australians with an [...]

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Can You work After A TPD Payout?

Generally, you are not expected to be working after a TPD payout however there is [...]

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TPD Claims For Mental Illness (Anxiety, Depression, PTSD & More)

Key Takeaways – Mental health counts – Anxiety, depression, PTSD, and bipolar disorder all qualify [...]

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Employee Benefits – Insurance

Many employers offer various forms of insurance to employees as part of their overall remuneration [...]

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Can I Buy Life Insurance for Someone Else?

Callers often ask our insurance advisors if it’s possible to buy life insurance for someone [...]

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TPD Payouts and Centrelink (Is Your Income Affected?)

If an unforeseen event happens such as disability, a Total Permanent Disability (TPD) payout can [...]

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Complete Guide to TPD Payouts: Tax, Super Funds & How to Maximise Your Benefit

Around 9 million Australians own Total and Permanent Disability (TPD) insurance, with most obtaining it [...]

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TPD vs Income Protection: Should You Get Both?

Ever thought about how often the average TPD claim gets accepted? Well, we’ve compiled all [...]

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Do I Need A Lawyer For A TPD Claim?

Basic living expenses will not stop should you lose your ability to work due to [...]

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How Much Do Lawyers Charge For TPD Claims?

Hiring lawyers for TPD claims is not uncommon in Australia as most aussies want to [...]

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TPD Claims Statistics (What’s The Average Acceptance Rate?)

Ever thought about how often the average TPD claim gets accepted? Well, we’ve compiled all [...]

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TPD Claim Approved: What Happens Next? (Ultimate Guide)

Many people that lodge a TPD claim don’t plan past the initial process of having [...]

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Guide on Life Insurance For Truck Drivers In Australia

While you are on the road, ensuring Australia keeps moving, it is crucial to consider [...]

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Is It Worth It To Get Life Insurance For Surgeons?

Because of your hands and expertise as a surgeon, many lives may be saved–but if [...]

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Life Insurance For Engineers In Australia

As an engineer, you are trained to build a strong foundation to support your infrastructure–the [...]

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What Will I Be Asked When Applying for Life or Income Protection Insurance?

Most people dread filling out life insurance applications or participating in interviews with underwriters. Not [...]

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Income Protection Is Changing, Forever

Income protection is changing from October 2021. Find out how these changes will impact you [...]

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Insurance and Coronavirus

Coronavirus (COVID-19) is at the tip of everyone’s tongue as we all keep a close [...]

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Income Protection Claims Statistics

TAL, one of Australia’s leading Life Insurers and also one of our preferred insurers, has [...]

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Life Insurance Company Ratings In Australia

When deciding on which life insurance company you should take out cover with, there are [...]

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Interested in learning more?

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