TPD Claim Indicator Tool

A general guide only – speak to an expert before making any decisions.

Use this tool to understand what factors may affect a Total and Permanent Disability (TPD) claim. Please note: this tool does not assess your eligibility to claim. Every policy is different, and successful claims depend on your individual circumstances. Personal advice is essential before proceeding.

More detailed disclaimers are found lower on this page.

 

Important Disclaimer – Please Read Before Using This Tool

This tool is intended to provide a general illustration of some of the key factors that may influence a Total and Permanent Disability (TPD) claim. It is not a substitute for personal advice, nor does it provide an accurate or reliable indication of your eligibility to claim.

Every TPD policy is different. The success of a claim depends on a wide range of variables, including the terms of your specific policy, your medical condition, employment history, and personal circumstances. This tool does not assess these variables and should not be relied upon for any financial, legal or claims-related decisions.

To understand your rights and entitlements under your policy, you must speak with a qualified adviser and refer to the relevant Product Disclosure Statement (PDS) or Insurance Guide.

The outputs from this tool are based on simplified assumptions and your responses. They are for illustrative purposes only and may not reflect the outcome of a real-life TPD claim. Curo Financial Services makes no warranties or representations regarding the accuracy or completeness of any information provided by this tool.

To the maximum extent permitted by law, Curo Financial Services disclaims all liability for any loss or damage arising from reliance on the information provided by this tool. The information is general in nature and does not take into account your objectives, financial situation or needs. For tailored advice or an accurate assessment, please contact us directly.

 

 

This free assessment takes just 5 minutes to complete and will help you understand whether you may be eligible for a Total and Permanent Disability (TPD) claim through your superannuation.

What you need

  • Information about your current health condition or injury
  • Details about your work history and current employment status
  • Basic information about your superannuation fund (if known)
  • Your current age and occupation

How It Works

  1. Answer a series of straightforward questions about your medical condition, work capacity, and personal circumstances
  2. The quiz evaluates your responses against common TPD eligibility criteria
  3. Receive an instant assessment of your potential claim eligibility
  4. Get personalised next steps based on your results

Note: This assessment is for guidance purposes only and does not constitute legal or financial advice. Individual circumstances vary, and a professional review is recommended for all potential claims.

Insurers we work with

Recommended Resources

Want to know more about TPD claims? Check out some of our recommended resources below: